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In the past, if you wanted to see a copy of your credit report, you needed to pay for it. Now, thanks to the government, you’re entitled to one free report each year from each of the three major credit reporting agencies.
However, to keep your information safe, make sure you get the report from AnnualCreditReport.com, the official site established by the credit reporting agencies.
Typically, you have to pay to get your credit score. However, there are ways to get that gratis, too. Check out “8 Ways to Get Your FICO Score for Free.”
Source : http://www.msn.com/en-us/news/other/10-free-things-that-used-to-cost-money/ar-AAlu9L5